hawkes bay valuers, property valuers
New Zealand property valuers in hawkes bay, napier, hastings, havelock north, and central hawkes bay
Proud to be members of
Williams Harvey registered valuers are members of ValGroup and service napier, hastings, havelock north and hawkes bay with property valuation and evaluation
Williams Harvey registered valuers are members of PINZ and service napier, hastings, havelock north and hawkes bay with property valuation and evaluation
Williams Harvey registered valuers are members of PINZ and service napier, hastings, havelock north and hawkes bay with property valuation and evaluation
Get an evaluation or valuation from Williams Harvey who service napier, hastings, havelock north and hawkes bay
williams harvey valuers are part of Valgroup

© 2015 by Williams' Harvey Ltd 

Hawkes Bays property valuers, Napier Property valuers, Hastings valuer
Hawkes Bays property valuers, Napier Property valuers, Hastings valuer
Hawkes Bays property valuers, Napier Property valuers, Hastings valuer

 Replacement Insurance

Williams' Harvey can provide Replacement Insurance valuations for all property types including Residential, Lifestyle and Commerical/Industrial properties.

A Registered Valuer can estimate the cost, at the date of valuation, of replacing your asset with a new modern equivalent asset including the use of current equivalent technology, materials and services to the same size and scale of your existing asset. This will allow you to replace your asset in the event of disaster.

 

The difference between Market Value &
Reinstatement Value

 

The market value of your property can be very different to the reinstatement value.

 

Market Value indicates "the most probable price that would be achieved in a hypothetical exchange in a free and open market transaction". As building improvements get older they can depreciate and become obsolete. This may reduce their market value.

Reinstatement Value is distinctly different, as this refers to the cost to replace your asset today, to the same size and scale, taking into account modern equivalent technologies, materials and services.

 

Cost does not always equal value and if you have an older premises, cost to recreate may well be above the asset’s current market value.

 

Are you insuring your property in napier, hastings, havelock north or hawkes bay